Trucking & Transportation
Industry Funding — Trucking

Trucking & Transportation Business Loans

Fuel, equipment, and working capital for owner-operators and fleet owners. Keep your trucks moving while you wait on invoices to clear.

Why Trucking Businesses Need Capital

Funding Built for Trucking & Transportation

Trucking is a cash-flow business. You front fuel, maintenance, insurance, and driver pay weeks before a broker or shipper actually pays the invoice. That timing gap is where most carriers get squeezed, and it is exactly what fast working capital is built to solve.

Whether you are an owner-operator running a single rig or a fleet owner managing a dozen trucks, Centurion Capital Group connects you with funding that matches the way trucking actually works.

$5K-$500K
Working Capital Range
24-48 hrs
Funding Speed
All Authorities
MC & DOT Welcome

What Trucking Owners Use Funding For

Business owners in this industry put capital to work covering fuel and IFTA before settlement, repairing or replacing a truck that went down, making payroll for drivers, bridging the 30 to 90 day gap on factored or unfactored invoices, buying out a lease, or expanding your fleet to take on a new lane. If your business generates consistent revenue, there is a funding solution that fits your situation.

Fast Working Capital

Need Capital Now?

Revenue-based funding approved on your deposits, not just credit score. Funds in as little as 24 to 48 hours so you can act on the opportunity in front of you.

Apply Now — Fast Capital →
Traditional Business Loans

Want Better Rates?

SBA loans, equipment financing, and commercial programs through Stearns Bank National Association, an FDIC-insured national bank. Lower long-term rates for established businesses.

Apply Now — Traditional Bank Loans →

How Trucking Businesses Qualify

Most trucking businesses qualify for fast working capital with at least six months to a year of operating history and consistent monthly deposits. Lenders look at your settlement statements and bank activity rather than focusing only on credit score. For equipment financing on trucks and trailers, the equipment itself often serves as collateral, which can open better terms.

Ready to Apply?

No obligation to accept any offer. Takes less than 10 minutes. Decisions come fast.

Frequently Asked Questions

Can I get funding as a single owner-operator?
Yes. Owner-operators with consistent revenue qualify for working capital and equipment financing. You do not need a large fleet to access capital.
Does factoring disqualify me from working capital?
No. Many carriers use both invoice factoring and a separate working capital advance. Lenders understand the trucking model and can structure around an existing factoring arrangement.
Can I finance a used truck or trailer?
Yes. Equipment financing covers both new and used trucks and trailers, with the equipment typically serving as collateral. Age and mileage affect terms.
What if I have a CDL violation or mixed credit?
Revenue-based programs focus on your business deposits and freight income rather than credit alone. Many carriers with imperfect credit still qualify.

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