Industry Funding — Retail

Retail Store Funding

Inventory, expansion, and working capital for independent retailers, boutiques, and specialty shops.

Why Retail Businesses Need Capital

Funding Built for Retail Stores

Retail is an inventory game. You have to buy stock before you can sell it, and the biggest opportunities, such as holiday season, a bulk buy at a discount, or a new product line, all require capital up front. Tie up too much cash in inventory and you cannot cover rent and payroll; play it too safe and you miss the sale.

Centurion Capital Group connects independent retailers, boutiques, specialty shops, and e-commerce sellers with funding built around inventory cycles.

$10K-$400K
Working Capital Range
24-48 hrs
Funding Speed
Seasonal-Friendly
Card Sales OK

What Retail Owners Use Funding For

Business owners in this industry put capital to work buying inventory ahead of a peak season, taking advantage of a bulk purchase discount, launching a new product line, expanding or renovating your storefront, investing in point-of-sale or e-commerce technology, covering rent and payroll through a slow stretch, or opening an additional location. If your business generates consistent revenue, there is a funding solution that fits your situation.

Fast Working Capital

Need Capital Now?

Revenue-based funding approved on your deposits, not just credit score. Funds in as little as 24 to 48 hours so you can act on the opportunity in front of you.

Apply Now — Fast Capital →
Traditional Business Loans

Want Better Rates?

SBA loans, equipment financing, and commercial programs through Stearns Bank National Association, an FDIC-insured national bank. Lower long-term rates for established businesses.

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How Retail Businesses Qualify

Retailers qualify on card sales and bank deposits. Because retail revenue flows steadily through card processors, that history is often enough to fund without heavy paperwork. Repayment as a percentage of daily sales flexes with your seasonal swings.

Ready to Apply?

No obligation to accept any offer. Takes less than 10 minutes. Decisions come fast.

Frequently Asked Questions

Can I fund a seasonal inventory buy?
Yes. Stocking up ahead of a peak season is one of the most common and effective uses of retail working capital.
Does e-commerce revenue count?
Yes. Online sellers qualify based on their platform and processor revenue just like brick-and-mortar stores.
How does repayment handle slow months?
Advances repaid as a percentage of daily sales automatically flex down during slow periods and up during busy ones.
Can I qualify with a newer store?
Stores with at least six months to a year of steady sales history are strong candidates. Longer history generally improves terms.

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