Industry Funding — Auto Repair

Auto Repair & Service Shop Funding

Equipment, parts inventory, and working capital for independent repair shops, tire centers, and service garages.

Why Auto Repair Businesses Need Capital

Funding Built for Auto Repair & Service Shops

Repair shops live and die on equipment uptime and parts availability. A lift goes down, a diagnostic machine needs replacing, or you need to stock up on parts to take on fleet contracts, and suddenly you need capital that a traditional bank will take weeks to approve. Meanwhile the bay sits empty.

Centurion Capital Group connects independent auto repair shops, tire centers, transmission specialists, and service garages with capital that moves at the speed your shop does.

$10K-$350K
Working Capital Range
24-48 hrs
Funding Speed
Card Revenue OK
Approval on Deposits

What Auto Repair Owners Use Funding For

Business owners in this industry put capital to work replacing or adding a lift, scanner, or alignment machine, stocking parts inventory to win fleet or commercial accounts, covering payroll during a slow stretch, expanding into an additional bay, marketing to bring in new customers, or smoothing out the seasonal swings every shop deals with. If your business generates consistent revenue, there is a funding solution that fits your situation.

Fast Working Capital

Need Capital Now?

Revenue-based funding approved on your deposits, not just credit score. Funds in as little as 24 to 48 hours so you can act on the opportunity in front of you.

Apply Now — Fast Capital →
Traditional Business Loans

Want Better Rates?

SBA loans, equipment financing, and commercial programs through Stearns Bank National Association, an FDIC-insured national bank. Lower long-term rates for established businesses.

Apply Now — Traditional Bank Loans →

How Auto Repair Businesses Qualify

Auto repair shops qualify for working capital based on monthly card and bank deposits rather than credit score alone. If your shop runs steady revenue through a card processor, that history is often enough to fund. Equipment financing for lifts and diagnostic tools uses the equipment as collateral.

Ready to Apply?

No obligation to accept any offer. Takes less than 10 minutes. Decisions come fast.

Frequently Asked Questions

Can I use my credit card processing volume to qualify?
Yes. Many repair shops qualify through their card processing history. Steady monthly volume is often enough to secure an advance repaid as a small percentage of daily sales.
Can I finance a new lift or diagnostic machine?
Yes. Equipment financing covers lifts, scanners, alignment machines, and other shop equipment, with the equipment itself typically serving as collateral.
What if my credit is not perfect?
Revenue-based programs weigh your shop's deposits far more heavily than personal credit. Many shop owners with imperfect credit still qualify.
How fast can I get funded?
Working capital can be deposited in as little as 24 to 48 hours after approval, so you can get a down bay running again quickly.

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