Industry Funding — Fitness

Gym & Fitness Studio Funding

Equipment, buildout, and working capital for gyms, studios, and fitness businesses. Fund growth on recurring membership revenue.

Why Fitness Businesses Need Capital

Funding Built for Gyms & Fitness Studios

Fitness businesses have one big advantage and one big challenge. The advantage is recurring membership revenue that is predictable and steady. The challenge is that equipment, buildout, and expansion all require large amounts of capital up front, long before new memberships pay it back.

Centurion Capital Group connects gyms, boutique studios, CrossFit boxes, and fitness businesses with funding that leverages your recurring revenue to fund growth.

$10K-$350K
Working Capital Range
24-48 hrs
Funding Speed
Recurring Revenue
Strong Approval Odds

What Fitness Owners Use Funding For

Business owners in this industry put capital to work buying or replacing equipment, building out a new studio or expanding your floor, covering payroll for trainers and staff, launching a membership marketing campaign, opening a second location, upgrading your booking and membership software, or bridging a seasonal membership dip. If your business generates consistent revenue, there is a funding solution that fits your situation.

Fast Working Capital

Need Capital Now?

Revenue-based funding approved on your deposits, not just credit score. Funds in as little as 24 to 48 hours so you can act on the opportunity in front of you.

Apply Now — Fast Capital →
Traditional Business Loans

Want Better Rates?

SBA loans, equipment financing, and commercial programs through Stearns Bank National Association, an FDIC-insured national bank. Lower long-term rates for established businesses.

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How Fitness Businesses Qualify

Fitness businesses qualify well because recurring membership revenue is exactly the kind of predictable cash flow lenders favor. Steady monthly billing through a processor is often enough to fund. Equipment financing uses the equipment as collateral.

Ready to Apply?

No obligation to accept any offer. Takes less than 10 minutes. Decisions come fast.

Frequently Asked Questions

Does recurring membership revenue help me qualify?
Yes, significantly. Predictable recurring revenue is among the strongest signals lenders look for and often improves both approval odds and terms.
Can I finance new equipment?
Yes. Equipment financing covers cardio, strength, and specialty fitness equipment, with the equipment typically serving as collateral.
Can I fund a buildout or second location?
Absolutely. Buildout, expansion, and new location costs are common uses of fitness working capital.
Do boutique studios and CrossFit boxes qualify?
Yes. Boutique studios, CrossFit boxes, yoga studios, and traditional gyms all qualify based on their revenue.

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