Industry Funding — Construction
Construction & Contractor Business Loans
Equipment, payroll, and working capital for general contractors, subs, and specialty trades. Fund the next job before the last one pays.
Equipment, payroll, and working capital for general contractors, subs, and specialty trades. Fund the next job before the last one pays.
Construction runs on progress payments, retainage, and net-30 to net-90 terms that leave even profitable contractors short on cash. You have to buy materials, rent equipment, and make payroll long before the draw clears. That is the single biggest reason solid contractors turn down work they could easily handle.
Centurion Capital Group connects general contractors, subcontractors, and specialty trades with funding designed around the way construction actually gets paid.
Business owners in this industry put capital to work buying materials for a new job before the first draw, renting or purchasing heavy equipment, making payroll across multiple crews, covering the gap created by retainage, mobilizing on a larger project than your cash on hand would normally allow, or bonding-adjacent working capital needs. If your business generates consistent revenue, there is a funding solution that fits your situation.
Revenue-based funding approved on your deposits, not just credit score. Funds in as little as 24 to 48 hours so you can act on the opportunity in front of you.
Apply Now — Fast Capital →SBA loans, equipment financing, and commercial programs through Stearns Bank National Association, an FDIC-insured national bank. Lower long-term rates for established businesses.
Apply Now — Traditional Bank Loans →Contractors typically qualify for working capital based on revenue and bank deposits rather than collateral. For equipment, the machine itself usually serves as security, which often unlocks better rates. Seasonality is understood and built into how lenders evaluate construction businesses.
No obligation to accept any offer. Takes less than 10 minutes. Decisions come fast.