Fast working capital and traditional business loans for Birmingham business owners. Get $10K–$500K with decisions in as little as 24 hours.
Birmingham has evolved from its manufacturing roots into a diverse economy anchored by world-class healthcare, a growing tech sector, and a vibrant restaurant and arts scene that has made it one of the South's most underrated cities.
Whether you need capital in 48 hours to seize an opportunity or want the best long-term rate for a major investment, Centurion Capital Group connects Birmingham business owners with the right lending partner for their situation.
We connect Birmingham business owners across all industries with the right capital — including healthcare practices, restaurants and hospitality, manufacturing and trades, construction, retail, and professional services. If your business generates consistent monthly revenue, there is a funding solution available for your situation.
Birmingham is home to UAB Health System, one of the top medical research centers in the country, driving significant healthcare business growth.
Revenue-based funding for Birmingham businesses that cannot wait on a bank. Approval based on your monthly revenue, not just credit score. Funds deposited in as little as 24–48 hours.
Best for: 1–2+ years in business, $15K+/month revenue, immediate capital need.
Apply Now — Fast Capital →SBA loans, commercial financing, and equipment programs through Stearns Bank National Association — an FDIC-insured national bank. Better long-term rates for Birmingham businesses with solid credit history.
Best for: 2+ years in business, good credit, no urgent timeline.
Apply Now — Traditional Bank Loans →Qualification requirements vary by program. For fast working capital, lenders primarily evaluate your monthly business revenue and bank deposit history — not just your credit score. Most businesses qualify with at least one year in business and $10,000–$15,000 or more in average monthly revenue.
For traditional bank loans and SBA programs, you will generally need two or more years in business, a personal credit score of 650 or higher, and documented business financials. These programs offer lower rates and longer terms in exchange for more rigorous underwriting.
No obligation to accept any offer. Takes less than 10 minutes. Birmingham business owners get decisions fast.